{"id":1124,"date":"2016-03-07T16:01:52","date_gmt":"2016-03-07T16:01:52","guid":{"rendered":"http:\/\/www.nelsonboydlaw.com\/blog\/?p=1124"},"modified":"2021-09-02T22:04:32","modified_gmt":"2021-09-02T22:04:32","slug":"motorcycle-insurance","status":"publish","type":"post","link":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/motorcycle-insurance\/","title":{"rendered":"Motorcycle Insurance"},"content":{"rendered":"<p>Do you ride a motorcycle?\u00a0 Do you have motorcycle insurance?\u00a0 If not, don\u2019t ride that bike!!!\u00a0 <strong>Seriously, do <span style=\"text-decoration: underline;\">not <\/span>ride a motorcycle unless you have motorcycle insurance!<\/strong><strong>\u00a0<\/strong><\/p>\n<p>If you are injured while riding a motorcycle, due to someone else\u2019s negligence, your automobile insurance will NOT protect you.\u00a0 Do not assume that all drivers carry liability insurance or that all drivers carry enough liability insurance.\u00a0 Many do not.<\/p>\n<p>In our experience, there are <strong>no \u201cminor\u201d injuries<\/strong> or small injuries that occur when people are injured on motorcycles.\u00a0 The injuries always require medical treatment and often require surgery, extensive hospitalization, and time missed from work.\u00a0 If you do not have motorcycle insurance, this is how the math may work against you:<\/p>\n<p>Negligent Driver\u2019s Liability Insurance ($25,000) + your insurance ($0) = $25,000 max to you<\/p>\n<p>Negligent Driver\u2019s Liability Insurance ($0) + your insurance ($0) = $0 to you!<\/p>\n<p>Washington only requires that drivers purchase $25,000 in liability insurance.\u00a0 Some states require even less.\u00a0 That is an important thing to remember if you are taking long distance motorcycle trips.<\/p>\n<p>Fortunately, it is easy to protect yourself.\u00a0 Go to your insurance agent and purchase motorcycle insurance that includes Underinsured Motorist Insurance (UIM).\u00a0 See the section of this website describing Underinsured Motorist Insurance.\u00a0 Because of the severity of injuries suffered in motorcycle collisions, <strong>we believe you should have at least $250,000 in motorcycle underinsured motorist coverage.<\/strong><\/p>\n<p><strong><em>Please, do not ride your motorcycle unless you have a motorcycle UIM policy.\u00a0 Take this simple, easy step and protect yourself.\u00a0<\/em><\/strong><\/p>\n<p>The attorneys at Nelson Boyd have over 50 years of combined legal experience in representing injured people and fighting insurance companies.\u00a0 If you have been injured, if you have an insurance claim, or if you just have questions about insurance coverage, please contact us at <strong>(206) 971-7601<\/strong>.\u00a0 <strong>Nelson Boyd \u2013 We Care.\u00a0 We Can Help.\u00a0 <a href=\"http:\/\/www.nelsonboydlaw.com\">www.nelsonboydlaw.com<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":1456,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[109],"tags":[26,137,135,144,145],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/1124"}],"collection":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/comments?post=1124"}],"version-history":[{"count":5,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/1124\/revisions"}],"predecessor-version":[{"id":3235,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/1124\/revisions\/3235"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/media\/1456"}],"wp:attachment":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/media?parent=1124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/categories?post=1124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/tags?post=1124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}