{"id":1156,"date":"2016-04-07T17:23:51","date_gmt":"2016-04-07T17:23:51","guid":{"rendered":"http:\/\/www.nelsonboydlaw.com\/blog\/?p=1156"},"modified":"2021-09-02T21:59:03","modified_gmt":"2021-09-02T21:59:03","slug":"umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/","title":{"rendered":"Umbrella Insurance"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignnone size-full wp-image-1644\" src=\"\/blog\/wp-content\/uploads\/2016\/04\/umbrella-681892_960_720.jpg\" alt=\"umbrella-681892_960_720\" width=\"960\" height=\"161\" srcset=\"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/umbrella-681892_960_720.jpg 960w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/umbrella-681892_960_720-300x50.jpg 300w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/umbrella-681892_960_720-768x129.jpg 768w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/umbrella-681892_960_720-700x117.jpg 700w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/a><\/p>\n<p><em>Although everyone is different and has different needs and financial considerations, here is a general tip about how to protect yourself and your family.<\/em><em>\u00a0<\/em><\/p>\n<p>Umbrella policies float on top of your other insurance policies to compensate people who you may unintentionally injure at home or with a vehicle. This insurance provides insurance coverage in addition to your underlying policy to protect your assets from being seized by someone you may have injured. These policies vary from insurer to insurer. If you can purchase an umbrella policy that includes UIM insurance, it is a good idea to do so. <strong>If you have an above average income, own a home or have other assets, you should have a $1,000,000 Umbrella policy. If your net worth is over $1,000,000, you should have an even bigger Umbrella policy.<\/strong><\/p>\n<p>The attorneys at Nelson Boyd have over 50 years of combined legal experience in representing injured people and fighting insurance companies.\u00a0 If you have been injured, if you have an insurance claim, or if you just have questions about insurance coverage, please contact us at <strong>(206) 971-7601<\/strong>.\u00a0 <strong>Nelson Boyd \u2013 We Care.\u00a0 We Can Help.\u00a0 <a href=\"\/\">www.nelsonboydlaw.com<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":1237,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[109],"tags":[26,38,46,118,76,75,134,11],"class_list":["post-1156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-tips","tag-insurance","tag-nelson-boyd","tag-nelson-boyd-attorneys","tag-nelson-boyd-seattle-attorneys","tag-seattle","tag-seattle-attorneys","tag-umbrella-insurance","tag-washington"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Umbrella Insurance - Nelson Boyd Attorneys, PLLC<\/title>\n<meta name=\"description\" content=\"Umbrella policies float on top of your other insurance policies to compensate people who you may unintentionally injure at home or with a vehicle.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Umbrella Insurance - Nelson Boyd Attorneys, PLLC\" \/>\n<meta property=\"og:description\" content=\"Umbrella policies float on top of your other insurance policies to compensate people who you may unintentionally injure at home or with a vehicle.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Nelson Boyd Attorneys, PLLC\" \/>\n<meta property=\"article:published_time\" content=\"2016-04-07T17:23:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-02T21:59:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/Umbrella-Insurance.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Deborah Nelson\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Deborah Nelson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/\"},\"author\":{\"name\":\"Deborah Nelson\",\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/#\\\/schema\\\/person\\\/d8401ed0e39eb0c08dbbd2faccb9a755\"},\"headline\":\"Umbrella Insurance\",\"datePublished\":\"2016-04-07T17:23:51+00:00\",\"dateModified\":\"2021-09-02T21:59:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/\"},\"wordCount\":189,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/04\\\/Umbrella-Insurance.png\",\"keywords\":[\"insurance\",\"Nelson Boyd\",\"Nelson Boyd Attorneys\",\"Nelson Boyd Seattle Attorneys\",\"Seattle\",\"Seattle Attorneys\",\"Umbrella Insurance\",\"Washington\"],\"articleSection\":[\"Legal Tips\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/\",\"url\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/\",\"name\":\"Umbrella Insurance - Nelson Boyd Attorneys, PLLC\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/04\\\/Umbrella-Insurance.png\",\"datePublished\":\"2016-04-07T17:23:51+00:00\",\"dateModified\":\"2021-09-02T21:59:03+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/#\\\/schema\\\/person\\\/d8401ed0e39eb0c08dbbd2faccb9a755\"},\"description\":\"Umbrella policies float on top of your other insurance policies to compensate people who you may unintentionally injure at home or with a vehicle.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/04\\\/Umbrella-Insurance.png\",\"contentUrl\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/04\\\/Umbrella-Insurance.png\",\"width\":1024,\"height\":512},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/legal-tips\\\/umbrella-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Umbrella Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/\",\"name\":\"Nelson Boyd Attorneys, PLLC\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/#\\\/schema\\\/person\\\/d8401ed0e39eb0c08dbbd2faccb9a755\",\"name\":\"Deborah Nelson\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8991d1518a9b9ff54e88726ed66ba20983ea1539aac5b8278cae7b1393501490?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8991d1518a9b9ff54e88726ed66ba20983ea1539aac5b8278cae7b1393501490?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8991d1518a9b9ff54e88726ed66ba20983ea1539aac5b8278cae7b1393501490?s=96&d=mm&r=g\",\"caption\":\"Deborah Nelson\"},\"sameAs\":[\"http:\\\/\\\/www.nelsonboydlaw.com\"],\"url\":\"https:\\\/\\\/www.nelsonboydlaw.com\\\/blog\\\/author\\\/deborah\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Umbrella Insurance - Nelson Boyd Attorneys, PLLC","description":"Umbrella policies float on top of your other insurance policies to compensate people who you may unintentionally injure at home or with a vehicle.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Umbrella Insurance - Nelson Boyd Attorneys, PLLC","og_description":"Umbrella policies float on top of your other insurance policies to compensate people who you may unintentionally injure at home or with a vehicle.","og_url":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/","og_site_name":"Nelson Boyd Attorneys, PLLC","article_published_time":"2016-04-07T17:23:51+00:00","article_modified_time":"2021-09-02T21:59:03+00:00","og_image":[{"width":1024,"height":512,"url":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/Umbrella-Insurance.png","type":"image\/png"}],"author":"Deborah Nelson","twitter_misc":{"Written by":"Deborah Nelson","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/#article","isPartOf":{"@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/"},"author":{"name":"Deborah Nelson","@id":"https:\/\/www.nelsonboydlaw.com\/blog\/#\/schema\/person\/d8401ed0e39eb0c08dbbd2faccb9a755"},"headline":"Umbrella Insurance","datePublished":"2016-04-07T17:23:51+00:00","dateModified":"2021-09-02T21:59:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/"},"wordCount":189,"commentCount":0,"image":{"@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/Umbrella-Insurance.png","keywords":["insurance","Nelson Boyd","Nelson Boyd Attorneys","Nelson Boyd Seattle Attorneys","Seattle","Seattle Attorneys","Umbrella Insurance","Washington"],"articleSection":["Legal Tips"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/","url":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/","name":"Umbrella Insurance - Nelson Boyd Attorneys, PLLC","isPartOf":{"@id":"https:\/\/www.nelsonboydlaw.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/Umbrella-Insurance.png","datePublished":"2016-04-07T17:23:51+00:00","dateModified":"2021-09-02T21:59:03+00:00","author":{"@id":"https:\/\/www.nelsonboydlaw.com\/blog\/#\/schema\/person\/d8401ed0e39eb0c08dbbd2faccb9a755"},"description":"Umbrella policies float on top of your other insurance policies to compensate people who you may unintentionally injure at home or with a vehicle.","breadcrumb":{"@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/#primaryimage","url":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/Umbrella-Insurance.png","contentUrl":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2016\/04\/Umbrella-Insurance.png","width":1024,"height":512},{"@type":"BreadcrumbList","@id":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/umbrella-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.nelsonboydlaw.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Umbrella Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.nelsonboydlaw.com\/blog\/#website","url":"https:\/\/www.nelsonboydlaw.com\/blog\/","name":"Nelson Boyd Attorneys, PLLC","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.nelsonboydlaw.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.nelsonboydlaw.com\/blog\/#\/schema\/person\/d8401ed0e39eb0c08dbbd2faccb9a755","name":"Deborah Nelson","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/8991d1518a9b9ff54e88726ed66ba20983ea1539aac5b8278cae7b1393501490?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8991d1518a9b9ff54e88726ed66ba20983ea1539aac5b8278cae7b1393501490?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8991d1518a9b9ff54e88726ed66ba20983ea1539aac5b8278cae7b1393501490?s=96&d=mm&r=g","caption":"Deborah Nelson"},"sameAs":["http:\/\/www.nelsonboydlaw.com"],"url":"https:\/\/www.nelsonboydlaw.com\/blog\/author\/deborah\/"}]}},"_links":{"self":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/1156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/comments?post=1156"}],"version-history":[{"count":6,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/1156\/revisions"}],"predecessor-version":[{"id":3225,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/1156\/revisions\/3225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/media\/1237"}],"wp:attachment":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/media?parent=1156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/categories?post=1156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/tags?post=1156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}