{"id":2089,"date":"2021-01-22T03:00:29","date_gmt":"2021-01-22T03:00:29","guid":{"rendered":"http:\/\/www.nelsonboydlaw.com\/blog\/?p=2089"},"modified":"2021-09-02T19:28:49","modified_gmt":"2021-09-02T19:28:49","slug":"myth-drivers-insurance-company-will-pay-medical-bills","status":"publish","type":"post","link":"https:\/\/www.nelsonboydlaw.com\/blog\/articles\/myth-drivers-insurance-company-will-pay-medical-bills\/","title":{"rendered":"Fact or Fiction: The Other Driver\u2019s Insurance Company Will Pay Your Medical Bills"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img decoding=\"async\" class=\"alignnone size-full wp-image-2785\" src=\"\/blog\/wp-content\/uploads\/2019\/12\/Fact-or-Fiction_-Other-Insurance-Pay-Med-Bills-1.png\" alt=\"\" width=\"1024\" height=\"512\" srcset=\"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2019\/12\/Fact-or-Fiction_-Other-Insurance-Pay-Med-Bills-1.png 1024w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2019\/12\/Fact-or-Fiction_-Other-Insurance-Pay-Med-Bills-1-300x150.png 300w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2019\/12\/Fact-or-Fiction_-Other-Insurance-Pay-Med-Bills-1-768x384.png 768w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2019\/12\/Fact-or-Fiction_-Other-Insurance-Pay-Med-Bills-1-700x350.png 700w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>You were in a car wreck. \u00a0It wasn\u2019t your fault. \u00a0The other driver apologized for causing the wreck and their insurance company said it <strong>\u201caccepted liability.\u201d<\/strong> \u00a0This means that the other driver\u2019s insurance company will pay your collision related medical bills as they are incurred, right? \u00a0WRONG!<\/span><\/p>\n<p>This is a common misconception. \u00a0<strong>The other insurance company is NOT required to pay for your medical care as you try to get better \u2013 <span style=\"text-decoration: underline;\">and they won\u2019t!<\/span><\/strong> \u00a0Instead, YOU are required to pay for your collision related medical treatment as you incur the bills. \u00a0You will have to do this by using your <a href=\"https:\/\/www.nelsonboydlaw.com\/blog\/legal-tips\/personal-injury-protection-pip-insurance\/\"><strong>Personal Injury Protection (\u201cPIP\u201d) insurance<\/strong><\/a> on your auto policy, by using your health insurance, or by paying out of your pocket.<\/p>\n<p>When you have completed your collision related medical treatment and have recovered as much as possible, you may be entitled to payment of your personal injury claim, which may include reimbursement of your collision related medical expenses. \u00a0However, this usually doesn\u2019t happen until<strong> long after the collision!<\/strong> \u00a0Even if a lawsuit is filed, it often takes a year or more for the lawsuit to resolve.<\/p>\n<p><strong>TIP: \u00a0Make sure you have a way to pay your medical bills. \u00a0We strongly recommend that you purchase PIP insurance in the amount of $35,000 on your auto policy. \u00a0It is far better than using health insurance. \u00a0See our blog and website for articles about PIP insurance.<\/strong><\/p>\n<h3 style=\"text-align: center;\">If you\u2019re in need of a lawyer, call Nelson Boyd\u00a0at 206-971-7601.<\/h3>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":2784,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2,109],"tags":[283,114,152,34,26,38,46,118,141,140,93,75,98],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/2089"}],"collection":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/comments?post=2089"}],"version-history":[{"count":14,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/2089\/revisions"}],"predecessor-version":[{"id":3103,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/posts\/2089\/revisions\/3103"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/media\/2784"}],"wp:attachment":[{"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/media?parent=2089"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/categories?post=2089"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nelsonboydlaw.com\/blog\/wp-json\/wp\/v2\/tags?post=2089"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}