{"id":2308,"date":"2017-02-17T18:05:12","date_gmt":"2017-02-17T18:05:12","guid":{"rendered":"http:\/\/www.nelsonboydlaw.com\/blog\/?p=2308"},"modified":"2021-09-02T20:51:03","modified_gmt":"2021-09-02T20:51:03","slug":"not-allow-insurance-company-access-medical-records","status":"publish","type":"post","link":"https:\/\/www.nelsonboydlaw.com\/blog\/articles\/not-allow-insurance-company-access-medical-records\/","title":{"rendered":"Fact or Fiction: The insurance company needs my medical records ASAP!"},"content":{"rendered":"<p><img decoding=\"async\" width=\"1024\" height=\"512\" class=\"alignnone size-full wp-image-2743\" src=\"\/blog\/wp-content\/uploads\/2017\/02\/Fact-or-Fiction-10_16.png\" alt=\"\" srcset=\"https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2017\/02\/Fact-or-Fiction-10_16.png 1024w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2017\/02\/Fact-or-Fiction-10_16-300x150.png 300w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2017\/02\/Fact-or-Fiction-10_16-768x384.png 768w, https:\/\/www.nelsonboydlaw.com\/blog\/wp-content\/uploads\/2017\/02\/Fact-or-Fiction-10_16-700x350.png 700w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>Within in a day or two of being in a car wreck, you will receive phone calls from a variety of insurance adjusters.\u00a0 Some may be from your insurance company.\u00a0 Others may want to talk to you about fixing your cars.\u00a0 Others may say they want to help you with your medical bills.\u00a0 At some point, at least one of them will ask you to sign a document allowing the insurance company to get copies of your medical records.\u00a0 Don\u2019t do it!<\/p>\n<p>If you don\u2019t already have a lawyer representing you, get one now.\u00a0 You can\u2019t possibly know what your obligations or rights are without having an experienced lawyer representing you.\u00a0 If the insurance company asking for your medical records is YOUR insurance company, you may have to comply with the request.\u00a0 Or maybe not.\u00a0 If the insurance company asking for your medical records is NOT your insurance company, you do NOT have to agree to allow them access to your records.<\/p>\n<p>The adjuster may claim that you are required to provide your medical records and threaten that they will \u201cclose your claim\u201d if you don\u2019t.\u00a0 This isn\u2019t true at all.\u00a0 Ask yourself: (a) what do you want; and (b) what does the insurance company want?<\/p>\n<p>You probably want someone to fix your car and pay your medical bills.\u00a0 If the wreck wasn\u2019t your fault, that\u2019s a reasonable expectation.\u00a0 The insurance company, on the other hand, wants to avoid paying you any money \u2013 or much money.\u00a0 Everything the insurance company does after you are in a wreck is designed to pay you as little money as possible.\u00a0 Never forget that.\u00a0 An insurance company is not in the business of being \u201cfair,\u201d \u201creasonable,\u201d or \u201ccaring about you.\u201d\u00a0 An insurance company is in the business of making money.<\/p>\n<p>If an insurance company gets a copy of your medical records, it will be able to see all of the medical conditions you\u2019ve suffered from, regardless of how embarrassing, personal, or unrelated to the collision.\u00a0 The insurance company will use your medical records against you to say that you weren\u2019t really injured in the wreck or that you suffered from the same conditions before the wreck.<\/p>\n<p>There may be times during the course of your claim or lawsuit when you are required to turn over medical records, but you need to allow your attorney to decide which records need to be disclosed and when.\u00a0 Allowing an insurance company access to your medical records before you hire an attorney is always a bad idea.\u00a0 Don\u2019t do it!<\/p>\n<h3 style=\"text-align: center;\">If you have been injured as a result of someone else\u2019s actions, call Nelson Boyd today at (206) 971-7601.\u00a0 We Care.\u00a0 We Can Help.<\/h3>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":2743,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2,109],"tags":[152,354,153,198,26,353,355],"class_list":["post-2308","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-legal-tips","tag-car-accident","tag-car-collision","tag-car-crash","tag-car-wreck","tag-insurance","tag-medical-records","tag-when-do-i-give-other-insurance-company-medical-records"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>You do NOT Have to Allow the Other Insurance Company Access to your Medical Records<\/title>\n<meta name=\"description\" content=\"Let&#039;s say you are in a collision, or are otherwise injured due to the fault of someone else. 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