{"id":853,"date":"2015-02-06T15:39:43","date_gmt":"2015-02-06T15:39:43","guid":{"rendered":"http:\/\/www.nelsonboydlaw.com\/blog\/?p=853"},"modified":"2021-09-03T16:02:50","modified_gmt":"2021-09-03T16:02:50","slug":"insurance","status":"publish","type":"post","link":"https:\/\/www.nelsonboydlaw.com\/blog\/legal-quizzes\/insurance\/","title":{"rendered":"Legal Tip of the Week: The Benefits of (PIP) Personal Injury Protection Insurance"},"content":{"rendered":"

You are injured in a car wreck that was caused by someone who is insured by State\u00a0Farm. When will State Farm pay your medical bills?<\/p>\n

(a) State Farm will pay your doctor directly;
\n(b) You must pay your doctor and State Farm will reimburse you;
\n(c) State Farm will pay your bills after you meet your health insurance\u00a0deductible;
\n(d) State Farm won\u2019t pay you until you settle your claim against the\u00a0person who caused the wreck.<\/p>\n

Correct Answer: D<\/strong><\/p>\n

The insurance company for the person who hit you has no legal obligation to pay\u00a0any of your medical bills as they are incurred. If you incur medical expenses as a\u00a0result of an injury caused by someone else, you are entitled to seek reimbursement\u00a0for those expenses, however, the insurance company that insured the person who\u00a0caused the injury will not pay you back for those bills until you settle your case and\u00a0release all your claims against the person who hit you.<\/p>\n

Tip to protect yourself:<\/strong> Buy Personal Injury Protection<\/a> (\u201cPIP\u201d) insurance to cover\u00a0your medical bills, and always carry good health insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[26,92,93],"class_list":["post-853","post","type-post","status-publish","format-standard","hentry","category-legal-quizzes","tag-insurance","tag-legal-information","tag-pip-insurance"],"acf":[],"yoast_head":"\nLegal Tip of the Week<\/title>\n<meta name=\"description\" content=\"Test your understanding of insurance law with this helpful quiz.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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