You are hit by a car while riding your bicycle.\u00a0 It was the car\u2019s fault.\u00a0 Will your auto insurance policy provide benefits (assuming that the person who hit you also has insurance)?<\/p>\n
(a)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Yes
\n(b)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 No<\/p>\n
\u00a0Correct Answer:\u00a0 Maybe<\/strong><\/p>\n \u00a0<\/b>IF you have Personal Injury Protection (\u201cPIP\u201d) insurance, your own automobile policy will pay your medical bills \u2013 even if you are riding your bike while you are injured.<\/i>\u00a0\u00a0 IF you have Underinsured Motorist insurance (\u201cUIM\u201d), your own automobile insurance policy will pay you, as required by law, for your \u201cpain and suffering\u201d if the person who caused the collision does not have enough insurance – even if you are riding your bike while you are injured.<\/i>\u00a0\u00a0 Everyone should have both PIP and UIM.<\/p>\n \u00a0Tip to protect yourself:\u00a0<\/strong> Check with your insurance agent today<\/span> to make sure you have PIP <\/a>and UIM<\/a> insurance on your auto insurance policy.<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[26,92,93,97],"class_list":["post-866","post","type-post","status-publish","format-standard","hentry","category-legal-quizzes","tag-insurance","tag-legal-information","tag-pip-insurance","tag-uim-insurance"],"acf":[],"yoast_head":"\n