Well, the short answer is you shouldn’t. You should call a lawyer, sooner rather than later. The problem is that a lot of people will get taken advantage of by insurance companies. They’ll contact you right away, right after the collision occurs. Sometimes they even come to the scene. They’ll want you to sign things. They’ll try to be pushy with you, and you may accidentally waive your rights. For one thing, you probably don’t know how badly you’re injured. You may be dealing with property damage issues and other things, and you’re really not in a position to be able to deal with them effectively. It’s much better to go to a lawyer. Call us. We can help you through it. We navigate all of the insurance parts. We deal with them directly, so that we are the buffer between you and the insurance company, making sure that your rights are protected, making sure that you don’t waive them and making sure that you get the compensation and the recovery that you deserve.