Under Washington law, no one is required to disclose whether they have insurance or not unless a lawsuit is filed. The only way to find out for sure that the owner of a dog doesn’t have insurance is to speak to an attorney and have them file a lawsuit on your behalf.
If you’ve been bitten by a dog, under Washington law, you’re entitled to the full array of damages, including things like pain and suffering, or disfigurement, in addition to lost wages and medical bills from your treatment.
If your child has been injured by a dog bite, both you and your child that need to be preserved under Washington law. The best way to do that is to speak to an attorney who’s experienced in handling dog bite cases both with adults and with minors.
You have to understand that when you’re dealing with an insurance company in a dog bite case, their only goal is to get you to settle your case for as little as possible. You should never sign papers from an insurance company without speaking to a qualified attorney who handles dog bite cases.
As has often been said, a picture is worth a thousand words. Any time you’re injured by a dog you should take pictures of your injury, of the area where it took place, and of the dog that caused you the problem if you can do that.