If you have Personal Injury Protection insurance, which is also known as PIP, on your own automobile policy, then you don’t have to. It’s a wonderful insurance coverage and I really hope that you have it. One of the things that we do as lawyers is we navigate the insurance part for our clients and we help them see what type of coverage is there. If you have PIP insurance, there’s no copay, there’s no deductible, there’s no preauthorization requirement. You pick the doctor, you go get your treatment and the insurance company pays for it.If you call me, I will help you navigate through that, figure out what you’re entitled to so that you can get the medical care you need.