If I own a car, do I have to buy automobile insurance?

Yes, absolutely. It’s the law. The law requires that you buy at least $25,000 in liability insurance. What that does, is that protects you from people you might hurt. If you injury somebody, even if it’s not your intention to injury somebody, but if you injure somebody with your car, then it will pay up to $25,000 per person, who’s been injured, up to whatever the aggregate limit is. If you don’t have that insurance, and you cause somebody harm, you’re going to expected to pay those bills yourself, and you may loose your driver’s license, and it will always be more expensive for you to get auto insurance. Please, don’t drive if you’re not insured.