What is personal injury protection insurance?
Personal Injury Protection insurance is also known as PIP and it’s a great type of insurance coverage and you need to buy some. Get it from your own insurance agent, it will cover your medical bills up to $10,000. That’s the minimum limits, I think you need to buy more. I think you need to buy $35,000. It will protect you on that. No deductible, no copay, no pre-authorization, you just go and get your medical treatment and it pays 100% of that. It also will pay some wage loss, it pays some other expenses like babysitting, housekeeping, lawn care. Things like that that you can’t do because you’re injured. It’s a really great coverage, it’s not very expensive. Your premiums don’t go up and you need to get as much as you can of it. Even if you have health insurance.