It does if you purchase the right kind of coverage. There are two kinds of coverage that are really important that everyone who drives a car should have. The first is called Personal Injury Protection insurance also known as PIP. That’ll cover your medical bill so if you’re riding a bike or even if you’re walking or running or you’re a passenger in someone else’s car, that will cover your medical bills and it’s much much better than health insurance. Always purchase PIP.Then the other one is UIM insurance. That refers to Uninsured or Under-insured Motorists so if the person who hit you didn’t have enough insurance, then this goes to your insurance and your insurance floats on top of that and pays you. Don’t worry, it doesn’t make your rates go up so buy these two types of insurance, as much as you can afford and that will help you in so many different ways. You have to protect yourself.
When you’ve been involved in a bicycle collision case the insurance companies are going to be after you the next day. You should definitely seek the advice of attorney before you speak to an insurance company, so that means you should contact one as soon as you get your medical care squared away.
Well, the short answer is you shouldn’t. You should call a lawyer, sooner rather than later. The problem is that a lot of people will get taken advantage of by insurance companies. They’ll contact you right away, right after the collision occurs. Sometimes they even come to the scene. They’ll want you to sign things. They’ll try to be pushy with you, and you may accidentally waive your rights. For one thing, you probably don’t know how badly you’re injured. You may be dealing with property damage issues and other things, and you’re really not in a position to be able to deal with them effectively. It’s much better to go to a lawyer. Call us. We can help you through it. We navigate all of the insurance parts. We deal with them directly, so that we are the buffer between you and the insurance company, making sure that your rights are protected, making sure that you don’t waive them and making sure that you get the compensation and the recovery that you deserve.
As soon as you can and there are so many reasons for that. We deal with a lot of different aspects of what happens after people are injured. There are lots of things that you don’t anticipate. Repairing your wrecked bike, getting you medical treatment and making sure that it’s paid for properly, taking care of your wage loss if you have that, contacting your own insurance, because your own insurance company may have benefits for you as well. It’s really hard to put all those pieces together and if you wait too long, you may accidentally do something that harms your rights down the road. We want to always avoid that.The health insurance piece is often the biggest part of it because people need to go get their medical treatment, but it’s important to have it paid for in the right way. Health insurance isn’t always the best way to do that.If you contact us, we’ll help you navigate the system from the very beginning through the very end, and we guide you every step of the way, act as your gatekeeper and a buffer between you and the other insurance companies. It’s better to call us sooner rather than later.
In Washington we a have very good law that holds cities and counties accountable, if the road conditions cause a crash. Not all attorneys are familiar with those laws. You should look for a lawyer that has familiarity with municipal liability issues.